Oportun: Savings made easy

Build savings, track your loan

Oportun: Savings made easy

App stats

By: oportun
Version: 4.121.0 (Last updated: 2024-11-21)
Creation date: 2016-09-07
Permissions
Photos/Media/Files: read the contents of your USB storage, modify or delete the contents of your USB storage
Storage: read the contents of your USB storage, modify or delete the contents of your USB storage
Camera: take pictures and videos
Other:
  • receive data from Internet
  • view network connections
  • allow Wi-Fi Multicast reception
  • full network access
  • run at startup
  • prevent device from sleeping

Other platforms

Not available on Chrome
Not available on Firefox
Not available on Edge
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App summary

Rated best savings app in 2024 by Bankrate and Forbes Advisor.

Reach your savings goals, big and small. Our savings app is built around you: your spending habits, your income, and when it makes the most sense for you to save money.

We’ve taken the stress out of saving by automatically putting aside your money toward custom goals that you set. Little by little, and day by day, it adds up faster than you think. Our members save over $1,800 per year on average*.

Formerly known as Digit, our finance app helps you save without thinking about it and budget smarter.

Have a loan through Oportun? We’ve also added the ability to check your balance, make payments, set up recurring payments, and more. If you’re ready to borrow money, please visit Oportun.com to apply for a personal loan.


SAVE MONEY EFFORTLESSLY

From setting up an emergency fund to saving for regular monthly bills, Oportun can help you manage your finances. We learn your spending habits and save personalized amounts that add up fast. Set your savings goals with how much and by when, and we’ll help you get there. If you don’t have specific goals, save toward a Rainy Day Fund and have savings on hand for whatever comes your way. Use our money-saving app as a progress tracker for your financial goals, and watch your finances improve over time. Your money, your rules: You’ll give us guidance on how to save for you, and you can move your money from the app back into your linked bank account whenever you want.


HOW IT WORKS

1. Get set up in minutes by linking your bank account to the app, and setting savings goals

2. We learn your spending habits and income to find smart times to save amounts you can afford

3. We’ll get to work saving toward your goals little by little by automatically pulling from your connected bank account and into the app


GET STARTED WITH A FREE TRIAL

See how much you can save with a 30 day free trial of our savings app. After that, enjoy effortless savings for just $5/month. Cancel your subscription anytime. Available in English and Spanish.


TRUSTED AND SECURE

- Your savings funds are FDIC insured.**

- We’ve helped our members save more than $1,800 per year on average*

- Oportun has an A+ rating by the Better Business Bureau (BBB)


MANAGE YOUR LOAN

Do you already have a loan through Oportun? Easily and quickly manage it using our app. Make payments, set up autopay, and check the status of your loan at any time. The Oportun app is free for members to use for the purpose of monitoring and paying their loan.

Looking to apply for a loan? Please visit Oportun.com or call (866) 488-6090.

- - - - - - -

Oportun offers personal loans in certain states through its partner Pathward ®, N.A. and those products are subject to credit approval.

Standard data charges may apply when downloading the app.

*Based on average saves of all paying app members in the prior 12 months. Not a guarantee; results will vary based on your income and spending.

**Oportun is not a bank. Your savings funds are held at partner banks, Members FDIC. Funds are FDIC insured, subject to applicable limitations and restrictions.

Oportun does not share information between its affiliates or partners without consumer consent or as otherwise allowed by law.

User reviews

These summaries are automatically generated weekly using AI based on recent user reviews. Google Play Store does not verify user reviews, so some user reviews may be inaccurate, spammy, or outdated.
Pros
  • Helps users save money effortlessly and without thinking about it
  • Allows for goal setting and tracking of savings progress
  • Has potential for positive user experiences when functioning properly
Cons
  • Frequent issues with app reliability and functionality
  • Customer service is often unhelpful or slow to respond
  • Monthly fee is considered steep by some users
  • Problems with account connectivity and overdrafting
Most mentioned
  • App reliability and performance issues
  • Customer service concerns
  • Problems with account connectivity
  • Monthly subscription fee
User reviews
Paused a savings goal but still continues to save in that goal. App states it learns spending algorithms but continues to take money specifically out of my account for the exact goal I paused days ago. It's causing me to dance on my bank's overdraft line. Then to transfer it back from oportun it'll cost me $.99 for instant, which is needed at the time. What's the point if I can't count on this app to Pause saving? My bills came out automatically for years yet this app keeps overstepping.
by Melina Richter, 2024-11-20

Pretty good app, at least the digit part, not sure why my normal bank can't provide something similar for free with my checking and savings account, nonetheless it has definitely helped me to save more than the five dollars a month it cost. I do think that 5 is a little steep. That is 60 dollars a year, the types of people who would need something like this probably doesn't have a lot of spare money for these types of subscriptions.

I liked the concept of this app and how it effortlessly distributes even small amounts, like $2, across savings folders. However, the app stopped working reliably, which was disappointing. With improvements like a smarter AI, faster transfer times, and more flexibility in bank account options, this app could be a standout. In 2024, I expect better reliability; if these issues are fixed, I’d happily recommend it. Until then, it feels like the AI is only active occasionally, so I can't recommendit
by Yawd Man, 2024-11-03
View all user reviews

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