Atlas - Rewards Credit Card

Earn cash back. Build credit.

Atlas - Rewards Credit Card

App stats

By: Exto Inc.
Version: 2.9.72 (Last updated: 2024-11-20)
Creation date: 2022-06-28
Permissions
Contacts: read your contacts, modify your contacts
Location: approximate location (network-based), precise location (GPS and network-based)
Photos/Media/Files: read the contents of your USB storage, modify or delete the contents of your USB storage
Storage: read the contents of your USB storage, modify or delete the contents of your USB storage
Camera: take pictures and videos
Microphone: record audio
Other:
  • receive data from Internet
  • view network connections
  • change network connectivity
  • full network access
  • run at startup
  • control vibration
  • prevent device from sleeping
  • read Google service configuration

Other platforms

Not available on Chrome
Not available on Firefox
Not available on Edge
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App summary

Atlas is a rewards credit card with 4x higher approval rates than traditional credit cards. It’s designed to be easy to get even without an existing credit history.

EASY AND ACCESSIBLE
4x higher approval rates than traditional credit cards. Get approved instantly without leaving the app.

GROWS WITH YOU
Connect with 10,000+ banks to determine a safe spending limit you can easily repay without building up a balance. 0% APR ensures you never pay interest. Keep using the card to get higher limits.

SAVES YOU MONEY
Automatically save up to 10% at 50,000+ locations of places you love. These include Starbucks, Nike, DoorDash, Shake Shack, Burger King and more. We are always adding national and local savings.

BUILDS YOUR CREDIT
You will start building credit with daily transactions. Built in auto-pay ensures that you never have to worry about missing a payment. Track your score in the app and watch it progress on auto-pilot.
Atlas reports to all 3 major credit bureaus - Equifax, Experian and Transunion.

SAFE AND SECURE
Shut down shady transactions by blocking your card anytime. You also get complete fraud protection that only credit cards offer. Atlas is built with industry leading security best practices in partnership with Patriot Bank and Mastercard.

NO HIDDEN FEES
Simple pricing: only $8.99 every 4 weeks, or $89/year in the annual plan.
No other hidden, or surprise fees.


Atlas is not a bank. The Atlas card is issued by Patriot Bank pursuant to a license from Mastercard®. Atlas may be used everywhere Mastercard® credit cards are accepted.

Rewards and credit services are offered and managed by Atlas. Increase in credit score is dependent on on-time payment behavior and never guaranteed. Credit scores are impacted by many factors and an Atlas card is one of them.

Atlas, 300 Coventry Rd, Kensington, CA 94707.

User reviews

These summaries are automatically generated weekly using AI based on recent user reviews. Google Play Store does not verify user reviews, so some user reviews may be inaccurate, spammy, or outdated.
Pros
  • Helps build credit scores
  • Offers cash back on rewards
  • User-friendly interface for tracking credit
  • Effective in improving credit score over time
Cons
  • Complicated and frustrating cancellation process
  • Frequent account locks and identity verification issues
  • Misleading advertising regarding credit limits and fees
  • Poor customer support experience
Most mentioned
  • Misleading information about credit limits
  • Difficulty in linking bank accounts
  • Issues with account being locked after deposits
  • Frequent billing for canceled or unwanted services
User reviews
So far I haven't been to impressed. My credit score went up 118 points the first month. Credit score hasn't changed since. Then today I received an email saying that your score went up 118 points but hasn't changed since the first month. Not only that sign up says get $1000 credit, but when you open the account you only get $10. Then it's spend $1000 to open platinum tier discount. I feel it's all misleading and may be grounds for false advertisement. You can't build credit without credit
by Joe Mathis, 2024-11-19

What a scam. App as bugs and won't connect or link your bank account with their app. Then when you contact support they sound like a broken record. "I don't understand, try downloading the app and try again" or " send us screen shots" then when you do they say try again and if you still have problem send a screenshot, when I literally just sent you screenshots. No support whatsoever.
by Brian Burton, 2024-11-19

TERRIBLE! I've tried opening 3 different accounts and each time as soon as I verify my email it pops up and says my account has been closed. Still says I owe $8.99 for the service for each though. Ridiculous! There's NO WAY I'm paying $8.99 for something that closes my account upon opening! And if it goes to Collections I'll take it to court and fight it. Sue them if I have to.
by Lisa Burbage, 2024-11-19
View all user reviews

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