App for confirming requests in ČSOB electronic channels
ČSOB Smart Key - Secure Mobile Banking App
ČSOB Smart Key is an Android app designed to streamline logging into internet banking and confirming payments. It eliminates the need for SMS codes by providing instant notifications, which can be confirmed using a fingerprint or PIN. The app ensures bank-grade security, works offline for transaction confirmations, and includes a map of branches and ATMs. Activate your app using an activation key from internet banking, ATMs, or bank branches for a seamless banking experience.
App stats
Rating: 3.88
13 new ratings
(12,957)
Creation date: 2015-08-10
Email: he*****@csob.cz
URLs: Website ,Privacy policy
Permissions
Location: approximate location (network-based), precise location (GPS and network-based)
Camera: take pictures and videos
Wi-Fi connection information: view Wi-Fi connections
Other:
- receive data from Internet
- view network connections
- pair with Bluetooth devices
- access Bluetooth settings
- full network access
- run at startup
- reorder running apps
- control vibration
- prevent device from sleeping
Ranking
# 44,538
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App summary
The ČSOB Smart Key will make it easier for you to log in and confirm payments in internet banking, as well as card payments in e-shops, or remote verification when calling the Infoline or a bank branch. You don't have to wait for a confirmation SMS and then rewrite the code from it. With the Smart Key, notifications will pop up immediately and you will confirm the request with a fingerprint or numerical PIN.
Why to use ČSOB Smart Key application:
- Conveniently log in and confirm the payment in internet banking
- You can just as easily confirm a card payment on the Internet
- Remote verification when calling the Infoline or bank branch comes also very handy
- You can use a fingerprint instead of a PIN
- Authentication complies with bank-grade security standards
- Being offline is not a problem: app works also offline for confirming transactions in internet banking
- A map of branches and ATMs is a part of the app
- You can install it on both your mobile phones and tablets
After downloading, simply activate the application using the activation key ftom internet banking, ATM, or branch.
For more information visit page Smart Key.
User reviews
Pros
- MUCH more secure than SMS
- Works (so far) for some users
- Does not require entering bank credentials to pair the app
Cons
- Frequent errors like 'request expired' and activation failures
- Incompatibility with rooted devices and issues with phone scanning
- Unfriendly user experience and complex payment approval process
- Poor customer support and response time
- Updates often introduce new issues
Most mentioned
- Problems with payment authorization and request expiration
- Issues related to rooted phones
- Frequent app malfunctions after updates
- Dissatisfaction with customer service and support
User reviews
Disastrous app, like all internet banking apps from CSOB.
Everytime i try to confirm any payment it says "request expired". Absolutely unacceptable.
Says my phone is rooted. I just pulled it out of the box. Total rubbish. Why is it your concern what I do with MY phone? I'd have an easier time actually rooting the phone and hiding the root from this stupid app. EDIT: Please, stop bullshitting. PSD2 does NOT mandate consumer device scanning in any way. SCA requires MFA without providing too many implementation details. CSC talks only about secure transmission. Your colleagues on the customer line told me to unroot my phone...
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