Bank of America Mobile Banking

Banking, Budgeting & Investing

Bank of America Mobile Banking

App stats

Version: 24.10.04 (Last updated: 2024-11-29)
Permissions
Identity: find accounts on the device
Calendar: add or modify calendar events and send email to guests without owners' knowledge
Contacts: find accounts on the device, read your contacts
Location: approximate location (network-based), precise location (GPS and network-based)
Phone: directly call phone numbers, read phone status and identity
Photos/Media/Files: read the contents of your USB storage, modify or delete the contents of your USB storage
Storage: read the contents of your USB storage, modify or delete the contents of your USB storage
Camera: take pictures and videos
Microphone: record audio
Wi-Fi connection information: view Wi-Fi connections
Device ID & call information: read phone status and identity
Other:
  • receive data from Internet
  • view network connections
  • pair with Bluetooth devices
  • change network connectivity
  • full network access
  • change your audio settings
  • run at startup
  • reorder running apps
  • control vibration
  • prevent device from sleeping
  • read Google service configuration

Other platforms

Not available on Chrome
Not available on Firefox
Not available on Edge
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App summary

Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based checking, savings, credit card, loan and investment accounts.

Manage Accounts
•View account balances and review activity
•Activate or replace credit/debit cards
•Set alerts for important account info
•Manage all accounts, including checking, savings, credit cards, loans and investment accounts.

Transfer Money and Pay Bills
•Securely send and receive money with Zelle® using a U.S. mobile number or email address¹
•Transfer funds between your Bank of America and linked Merrill accounts
•Pay bills

Check Deposit
•Take photos of checks to deposit them to your checking or savings account
•Get immediate confirmation that your check is processing²

Erica, Your Virtual Financial Assistant³
•Ask Erica to find transactions, pay bills and more
•Get valuable alerts, and helpful insights

Security
•Set up Touch ID® / Face ID®
•If fraudulent activity is suspected on your card, we’ll notify you
•View security center
•With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁴

Manage Investments with Merrill
•Trade stocks, ETFs, mutual funds
•View up-to-date Market data, news, and quotes
•Send messages and documents securely to your advisor

FICO® Credit Score:
•Easily check your FICO® credit score
•View the key factors that affect your score
•Find out about keeping credit healthy

Financial Education and Savings & Budgeting Tools:
•Set up and manage savings goals
•Organize and track your spending by category
•View all transactions
•Compare spending against income
• Easily create a budget based on previous spending or from scratch

See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates may apply.

¹Zelle transfers require enrollment and must be made from a Bank of America consumer checking or savings account to a domestic bank account or debit card. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.

²Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.

³Erica does not provide investment advise. Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.

⁴You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Investing involves risk. There is always the potential of losing money when you invest in securities.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp"). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.

Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. ("MLLA"), a licensed insurance agency and wholly owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment products:
• Are Not FDIC Insurance
• Are Not Bank Guaranteed
• May Lose Value

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Features may only be available for certain account types.

Android is a trademark of Google Inc.

Google emojis are used herein under license.

Bank of America and related trademarks are trademarks of Bank of America Corporation
Bank of America, N.A. Member FDIC
©2024 Bank of America Corporation

User reviews

These summaries are automatically generated weekly using AI based on recent user reviews. Google Play Store does not verify user reviews, so some user reviews may be inaccurate, spammy, or outdated.
Pros
  • User-friendly for basic functions like checking balance and transactions
  • Reliable and secure for sending/receiving money through Zelle
  • Convenient features for bill payments and mobile deposits
  • Accessible account information at fingertips
  • Consistent updates improve functionality without crashing
Cons
  • App times out too quickly, interrupting user experience
  • Issues with bill pay and displaying correct credit card information
  • Not intuitive; users struggle to find specific features
  • Glitches and freezes reported frequently, affecting usability
  • Difficulty in managing multiple accounts or switching between them
Most mentioned
  • User interface and navigation difficulties
  • Frustration with timing out and app freezes
  • Problems with bill pay and external account linking
  • Love for Zelle and mobile deposit features
  • Overall satisfaction varies based on recent updates and performance
User reviews
I use this app every day. Ck bal, request/send/receive $ with just a phone # or an email address using ZELLE (no more dealing with long routing/account numbers!) Initiate bill pay (ebills) from your end for statements that carry a different monthly balance so you're not surprised by auto pay from the merchant. Set up OD protection by attaching your savings account so there's never a fee. Transfer $ from one account to another - all with mobile banking. Saves time, money & trips to the bank.
by Beverly Lange, 2024-11-30

Bank of America offers support phone-assists security for sensative services. Their app's security has improved coordination with the replacement card implementation over the phone as a much more secure 2-person tango-like event. Thank you, Bank of America. I really appreciate you SUGGESTION... Offer text notification option. I see those banners much sooner than 'emergency' emails. I get so many emails I've turned email notifications OFF because the bells sound like a one horse open slay ;-)
by Dave, 2024-11-30

Easy to use. Being able to see all of my transactions for each of my cards makes budgeting and saving a breeze. Also, the customizable spending alerts to my phone help protect my accounts. Resolving fraudulent purchases is a stress-free process with BoA's mobile banking app. Even when calling the bank is necessary, the staff are responsive, calm, and friendly.
by lillian cano, 2024-11-28
View all user reviews

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