"Engage Account" is a modern current account provided exclusively through independent Community Banks and Credit Unions across the UK, requiring no credit checks. It offers a full range of banking services with ethical fees, real-time balance updates, and budgeting tools. Enjoy the simplicity of managing payments and transfers, receiving instant notifications, and benefiting from cashback rewards at local retailers. Join thousands of others banking ethically with their Credit Unions.
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The Engage Account is a new kind of current account, available only via the UK’s largest national network of independent Community Banks and Credit Unions.
The Engage Account is available to all - no credit checks are required - all you need is to be a member of your local Credit Union and you will benefit from:
· A full current account service - a great alternative to conventional High Street Banks · Ethical fees – and no overdrafts · Easy payments and transfers: pay bills, manage standing orders and direct debits · Simple budgeting tools – set up envelopes on your phone and never miss a bill payment! · Real-time balance and transaction information at your fingertips · Instant notifications whenever you receive funds · Send or request money from your Credit Union, your friends or family · Pay cash in via PayPoint · Get cashback when you shop - find which retailers in your area are offering up to 15% cash-back rewards on goods, services, dining out, leisure activities and other treats! · Pay Google Pay or Samsung Pay
Join the 1000’s who bank in conjunction with their local, ethical Credit Union.
User reviews
These summaries are automatically generated weekly using AI based on recent user reviews.
Google Play Store does not verify user reviews, so some user reviews may be inaccurate,
spammy, or outdated.
Pros
Easy to use interface on some devices
No crashes reported by some users
Simple money transfers with PIN confirmation
Cons
Frequent login issues and password errors
Poor customer service and long wait times
Confusing app layout and missing information
High fees for various transactions
Problems with biometric login functionality
Most mentioned
Issues with being logged out constantly
Difficulty accessing account information
Problems with OTP and account security
Customer dissatisfaction with reward programs
Frustration with backup and access methods
User reviews
logs me out constantly . your min transfer is £10 pound and it charges u for everything . poor service have to keep uninstalling the app absolutely terrible been the same on three phones
No longer getting push notifications for anything and can't even use the app to approve payments, also my app looks nothing like the pictures on here and has no options anywhere to get statements.
Great service overall. There are two issues. The app always prompts to set a passcode but this function has never worked and I have to skip it every time. The new card I have been issued already has the account numbers and cvv rubbing off a month into having it. Soon the essential numbers won't be visible due to not having raised numbers. When paying £5 for a replacement card, this is not acceptable.