Legacy First National Bank

Access your Legacy Credit Card® account virtually anywhere with the Legacy app.

Legacy First National Bank

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View on Google Play Store

App stats

By: CAPITAL Card Services, INC

Users: 155,489

498

Rating: 4.69

(5,915)

22 new ratings

Version: 2.1.8 (Last updated: 2023-11-16)

Creation date: 2019-05-13

Email: he*****@capitalsvcs.com

URLs: Website ,Privacy policy

Permissions

Photos/Media/Files: read the contents of your USB storage, modify or delete the contents of your USB storage

Storage: read the contents of your USB storage, modify or delete the contents of your USB storage

Other:

receive data from Internet
view network connections
full network access
prevent device from sleeping

Ranking

# 158,350 ▼ 84

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App summary

Analyze keywords

Access your First National Credit Card® account virtually anywhere with the Legacy mobile app. You can check your account balance, pay your bill, view transactions and more.

FAST AND EASY ACCOUNT ACCESS
• Biometrics for a safe and secure sign in

STAY IN-THE-KNOW WHEN YOU’RE ON THE GO
• Opt-in to Account Alerts and set your notification preferences so you can keep tabs on your account activity
• Set up and manage notifications when your payment is due or payment has posted

MANAGE YOUR LEGACY CREDIT CARD ACCOUNT
• Check your balance and available credit, and view or download monthly statements
• View payment due date and make payments
• Manage Autopay by enrolling, editing or canceling
• Update account information (address and phone number)

User reviews

These summaries are automatically generated weekly using AI based on recent user reviews. Google Play Store does not verify user reviews, so some user reviews may be inaccurate, spammy, or outdated.

Pros

App is easy to use and intuitive for some users.
Can rebuild credit if payments are made on time.
Some users report increases in credit limits after paying on time.

Cons

Frequent login issues and poor authentication process.
Requires re-entering routing and account numbers for payments.
Slow processing times for payments and updates on available credit.
High annual fees with no significant benefits or card features.

Most mentioned

Difficulties with login and accessing the app.
Issues with payment processing and verification codes.
Slow app performance and outdated interface.

User reviews

STAY AWAY FROM THIS CARD AND COMPANY. Legacy C.C. is a shady company. Along with the ridiculous interest rates and absolutely ZERO benefits of having their card, Legacy conveniently leaves out the part that the cards are not available for credit line increases. Nowhere on the terms and conditions does it state that. The best thing I did was pay it off and canceled that trash. This company uses Deceptive business practices and should be shut down

Ian Moone, 2024-08-22

I just started using the app, made my 1st payment! So far so good. I too found it frustrating when I had to verify through my email. By the time I get back to the app, I had to start all over again, unless I have 2 devices. That was before I received my card.. After I received my card I went online updated my information made sure they have my cell phone number in the system as a part of verification, for security purposes👍. I will update when I've had a bit more experience with it.

Cynthia Thomas, 2024-05-10

Only get this card if last resort. There's too many better options to deal with this. App is fresh from 1992. Your available credit takes up to 20 days to reflect after a payment. Think about it. 66% of your month, the card may be pointless. If you find yourself paycheck to paycheck... this alone should dissuade you. No debit payment from app. Must use website, and pay a fee for that. Even if the app were great (it's not) the card itself is painful.