Affirm: Buy now, pay over time

Flexible payments, big savings

Affirm: Buy now, pay over time

App stats

Version: 3.307.7 (Last updated: 2024-11-16)
Creation date: 2016-06-20
Permissions
Location: approximate location (network-based), precise location (GPS and network-based)
Photos/Media/Files: read the contents of your USB storage, modify or delete the contents of your USB storage
Storage: read the contents of your USB storage, modify or delete the contents of your USB storage
Camera: take pictures and videos
Microphone: record audio
Wi-Fi connection information: view Wi-Fi connections
Other:
  • receive data from Internet
  • view network connections
  • change network connectivity
  • full network access
  • change your audio settings
  • run at startup
  • control vibration
  • prevent device from sleeping

Other platforms

Affirm: Buy Now, Pay Later (v1.8.1)
3.22 (162) 300,000
Not available on Firefox
Not available on Edge
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App summary

Pay over time with Affirm online, in-store, and in the app. Plus, eligible customers can get the Affirm Card™ to use anywhere Visa is accepted in the U.S.

Why you’ll love the Affirm app:
• See your purchasing power front and center
• Shop brands with clear, flexible payment options
• Discover deals, 0% APR options, and plans over 12 months
• Set up AutoPay or easily make early or one-time payments
• Open a high-yield Affirm Money Account with no hidden fees
• Request to pay over time with the Affirm Card online or in-store

Take your Affirm Card with you everywhere:
• Get a physical card and use it anywhere Visa is accepted in the U.S.
• No credit impact to apply, and no card or annual fees
• Discover 0% APR options or flexible plans at top brands, in-store and online
• Request a payment plan in the app before or after checkout. Minimum purchase may be required for payment plans. See footer for details.

Purchasing power is an estimate and may include a down payment at checkout. Approval and terms aren’t guaranteed.

The Affirm Card is a VisaⓇ debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Pay-over-time plans must be applied for each purchase in the mobile app, are subject to eligibility checks and are provided by affirm.com/lenders. Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app. For purchases that are not approved for and matched to a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.

Rates from 0 - 36% APR. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states. The Affirm Money Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not an FDIC-insured bank. FDIC insurance covers accounts held with CRB in the event of a CRB failure.

User reviews

These summaries are automatically generated weekly using AI based on recent user reviews. Google Play Store does not verify user reviews, so some user reviews may be inaccurate, spammy, or outdated.
Pros
  • User-friendly interface and easy navigation
  • Flexibility in payment plans and options available
  • Ability to make large purchases without high interest rates
  • Convenient app for budgeting and managing payments
  • Initial low limits without a credit check, allowing users to build credit gradually
Cons
  • Frequent technical issues and glitches with the app
  • Customer service can be unhelpful and slow to resolve issues
  • Strict credit checks and limitations on purchasing power, leading to frustration
  • Difficulties in processing refunds or adjustments to payments
  • Confusing changes in app features affecting payment visibility
Most mentioned
  • Payment issues and customer service dissatisfaction
  • Technical glitches and app functionality problems
  • Credit checking and limitations on spending power
  • User-friendly experience and payment flexibility
  • Ease of making purchases
User reviews
I absolutely love the convenience of paying off large purchases in equal monthly without incurring interes. I have used Affirm a few times. However, I experienced a problem with billing on my most recent purchase. I was double charged, and I requested a refund to my account. I was told that it would take up 5-10 days before I saw my money returned to my account. I found this to be totally unacceptable due to the fact that it would have thrown my monthly budget and check account in disarray.
by Wilma Henderson, 2024-12-01

I've had the app for 5 minutes. So far no problem, and definitely no problem with Affirm. Great option to have, flexible plan. Love the way they run the site and communicate. Hope I don't have to edit this down the road. So many scams out there I was hesitant to try to Affirm, but they have been a pleasant surprise. Thank you. Edit... Still good, I'm happy options like Affirm are available
by Shawn 11, 2024-12-01

Not all transactions show up. I try to pay in advance on my monthly Payments, then when I'm not expecting it i get billed for a payment that i did not know about. When i look at the list of up coming payments, it's not there. I tried contesting it but since then i can't purchase anything using affirm. My suggestion. Don't use as a revolving credit card. Use once, pay off, before using again. It's easy to lose track, especially on Amazon.
by Celeste Dunlap, 2024-11-30
View all user reviews

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