Affirm: Buy now, pay over time
App stats
- receive data from Internet
- view network connections
- change network connectivity
- full network access
- change your audio settings
- run at startup
- control vibration
- prevent device from sleeping
Ranking
App summary
Pay over time with Affirm online, in-store, and in the app. Plus, eligible customers can get the Affirm Card™ to use anywhere Visa is accepted in the U.S.
Why you’ll love the Affirm app:
• See your purchasing power front and center
• Shop brands with clear, flexible payment options
• Discover deals, 0% APR options, and plans over 12 months
• Set up AutoPay or easily make early or one-time payments
• Open a high-yield Affirm Money Account with no hidden fees
• Request to pay over time with the Affirm Card online or in-store
Take your Affirm Card with you everywhere:
• Get a physical card and use it anywhere Visa is accepted in the U.S.
• No credit impact to apply, and no card or annual fees
• Discover 0% APR options or flexible plans at top brands, in-store and online
• Request a payment plan in the app before or after checkout. Minimum purchase may be required for payment plans. See footer for details.
Purchasing power is an estimate and may include a down payment at checkout. Approval and terms aren’t guaranteed.
The Affirm Card is a VisaⓇ debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Pay-over-time plans must be applied for each purchase in the mobile app, are subject to eligibility checks and are provided by affirm.com/lenders. Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app. For purchases that are not approved for and matched to a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.
Rates from 0 - 36% APR. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states. The Affirm Money Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not an FDIC-insured bank. FDIC insurance covers accounts held with CRB in the event of a CRB failure.
User reviews
- User-friendly interface and easy navigation
- Flexibility in payment plans and options available
- Ability to make large purchases without high interest rates
- Convenient app for budgeting and managing payments
- Initial low limits without a credit check, allowing users to build credit gradually
- Frequent technical issues and glitches with the app
- Customer service can be unhelpful and slow to resolve issues
- Strict credit checks and limitations on purchasing power, leading to frustration
- Difficulties in processing refunds or adjustments to payments
- Confusing changes in app features affecting payment visibility
- Payment issues and customer service dissatisfaction
- Technical glitches and app functionality problems
- Credit checking and limitations on spending power
- User-friendly experience and payment flexibility
- Ease of making purchases
User reviews
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