OTP SmartBank

Using OTP Bank’s application you can access services of OTP Bank

OTP SmartBank - Access OTP Bank Easily

"OTP SmartBank" is an Android application that allows users to access OTP Bank's electronic banking services, including transfers, account details, and more features tailored for retail and corporate clients.
Install from Google Play Store

App stats

Version: 20.15.7 (Last updated: 2024-12-13)
Creation date: 2012-08-27
Permissions
Device & app history: retrieve running apps
Location: approximate location (network-based), precise location (GPS and network-based)
Phone: read phone status and identity
Photos/Media/Files: read the contents of your USB storage, modify or delete the contents of your USB storage
Storage: read the contents of your USB storage, modify or delete the contents of your USB storage
Camera: take pictures and videos
Microphone: record audio
Wi-Fi connection information: view Wi-Fi connections
Device ID & call information: read phone status and identity
Other:
  • full license to interact across users
  • receive data from Internet
  • view network connections
  • pair with Bluetooth devices
  • control flashlight
  • full network access
  • control Near Field Communication
  • reorder running apps
  • control vibration
  • prevent device from sleeping

Ranking

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App summary

Using OTP Bank’s SmartBank Androidapplication, you can easily access OTP Bank’s electronic banking services.

Technical requirements
- OS: all phones and tablets running Android 4.1 and above
- iPads with mobile design
In the case of jailbroken devices, the SmartBank application's new version is not available.

Please read our privacy policy before downloading the Smartbank Application. Here's what you need to know: https://www.otpbank.hu/static/portal/sw/file/Altalanos_USZ_20140315_utan_5sz_mell_Adatvedelem_20210218.pdf

From March 24, 2022, the SmartBank service will be phased out in the retail clientele and will be replaced with the new OTP Bank Mobile Application. You can read about the details on www.otpbank.hu.

OTP SmartBank

To use SmartBank, you need to register in the application, which requires your internetbank identifier and a 6-8 digit PIN code. The PIN code can be substituted by a fingerprint if the device is capable. To finish the registration, providing an SMS code is necessary.

Functions
- Domestic Forint transfers, Foreign currency transfers, Repeating transactions
- Card-to-card transfers (for retail accounts)
- Cheque scanning
- Account details, Account history
- Check transactions
- Sign transactions (for corporate accounts)
- Future transfers
- Bankcard details, changing limits, activation blockage and webCARD details (for retail accounts)
- Bankcard menu, Add To Apple Pay Wallet
- Motorway ticket
- Mobile phone top-up
- Time deposits (details and early mature)
- New time deposit
- „Vásárlási kedvezmények” registration, offers, query
- Settings: blocking access, changing password, enable multitasking, profile settings
- Messages
- Online purchase
- Saving and deleting templates
- Renaming accounts
- Sharing transaction details
- 3D touch (QR scan, account history)

User reviews

These summaries are automatically generated weekly using AI based on recent user reviews. Google Play Store does not verify user reviews, so some user reviews may be inaccurate, spammy, or outdated.
Pros
  • Uses fingerprints for authentication
  • Makes life easier from a transactions point of view when it works
  • Good clean app overall, with improvements noted in usability
Cons
  • App is extremely slow and unreliable
  • Frequent errors related to network connection and communication
  • Mandatory re-registration after updates
  • Lack of effective customer support and communication from developers
  • Limited language options for transaction statements
Most mentioned
  • Issues with slow performance and login problems
  • Frequent re-registration needed after updates
  • Communication errors despite having an internet connection
  • Need for English language support in transaction statements
  • Cumbersome and tedious authentication process
User reviews
Used yesterday, stopped working today. Wanted me to create a new kind of login, use a newer app. Very annoying when you just want to use it and have to spend half an hour in the night on nearly re-register, give new pin codes of 6 characters - to save it in secure places to remember, biometric identification, etc, shame on you OTP. I hate you. hate hate hate
by Ede Somorjai, 2022-06-22

I have quite a few problems with the design. To begin with, the app is called SmartBank, so I can never find it, as I'm looking for OTP SmartBank. It's a small issue, but it's one I run into every single time. Then, logging in was always a pain. And approving online payments even more so. It was so much of a hassle I kinda gave up using it.
by David, 2021-12-03

Please explain what is happening? I can not even sign in because the app displays an error that my network is not appropriate. What do you mean by that? I and several others have this error for days and there is not even a single message that you are trying to fix this or that we should use an other app or anything. I work in development too, you attitude is the "not appropriate" not our network :D. Seriously. Fix this issue or communicate.
by Csenge Jakabos, 2021-07-02
View all user reviews

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