myWisely: Mobile Banking

Get paid. Track spend. Save more.

myWisely: Mobile Banking

App stats

By: ADP, INC.
Version: 23.40.0 (Last updated: 2023-10-10)
Creation date: 2019-04-30
Permissions
Identity: find accounts on the device
Contacts:
  • find accounts on the device
  • read your contacts
  • modify your contacts
Location:
  • approximate location (network-based)
  • precise location (GPS and network-based)
  • access extra location provider commands
Phone: directly call phone numbers, read phone status and identity
Photos/Media/Files: read the contents of your USB storage, modify or delete the contents of your USB storage
Storage: read the contents of your USB storage, modify or delete the contents of your USB storage
Camera: take pictures and videos
Wi-Fi connection information: view Wi-Fi connections
Device ID & call information: read phone status and identity
Other:
  • receive data from Internet
  • view network connections
  • pair with Bluetooth devices
  • change network connectivity
  • connect and disconnect from Wi-Fi
  • full network access
  • control Near Field Communication
  • read sync settings
  • run at startup
  • control vibration
  • prevent device from sleeping
  • toggle sync on and off

Other platforms

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App summary

Download the myWisely app(8) now to start making the most of your money, like getting paid up to 2 days early(1), saving(10) for what you love, and dropping the hidden fees(12). Wisely also moves with you even when you switch jobs(4).

LEAVE HIDDEN FEES BEHIND(12)
No hidden fees(12). No overdraft fees(9) No minimum balance requirements sneaking up on you.

GET PAID UP TO 2 DAYS EARLY(1)
Life doesn’t always wait until payday. With Wisely, you could get access to your pay up to 2 days early(1) at no cost(2) to you.

SHOP AND PAY BILLS(6)
In store, online, in-app(8) or by phone everywhere Visa® Debit cards are accepted or where Debit Mastercard® is accepted.

GROW YOUR SAVINGS(10)
Save at your own pace and make savings automatic(10) so you do not have to think about it.

(1) You must log in to the myWisely app or mywisely.com to opt-in to early direct deposit. Early direct deposit of funds is not guaranteed and is subject to the timing of payor’s payment instruction. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders.
(2) While this feature is available without a fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this card. Please log in to the myWisely app or mywisely.com to see your cardholder agreement and list of all fees for more information.
(4) If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders.
(5)The number of fee-free ATM transactions may be limited. Please log in to the myWisely app or mywisely.com and see your cardholder agreement and list of all fees for more information.
(6)The bill pay feature, powered by Papaya, is available through the myWisely app. Additional terms and limits apply. This optional offer is not a Fifth Third Bank, Pathward or a [Mastercard, Visa] product or service, nor does Fifth Third Bank, Pathward or [Mastercard, Visa] endorse this offer.
(7) Ingo Money is operated by Ingo Money, Inc., and all check funding services are provided by First Century Bank, N.A. See complete terms, fees and conditions at: Ingomoney.com/termsconditions.html
(8) Standard message and data rates may apply.
(9) Because this card is prepaid, you can only spend what is on the card and thus are unable to overdraft.
(10) Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance at any time using the myWisely app mobile app or at mywisely.com.
(12) To view applicable fees, please log in to the myWisely app or mywisely.com to see your card- holder agreement and list of all fees for more information.

The Wisely Pay Visa® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

ADP, the ADP logo, Wisely, myWisely, and the Wisely logo are registered trademarks of ADP, Inc. Copyright © 2022 ADP, Inc. All rights reserved.

User reviews

These summaries are automatically generated weekly using AI based on recent user reviews. Google Play Store does not verify user reviews, so some user reviews may be inaccurate, spammy, or outdated.
Pros
    Cons
    • App frequently crashes and has loading issues.
    • Poor customer service experiences.
    • Problems with online purchases being denied.
    • Inability to access customer support quickly for issues.
    • Complicated processes for handling disputes and transactions.
    Most mentioned
    • App doesn't open or loads very slowly.
    • Frequent errors when trying to activate or use the card.
    • Issues with fingerprint login and app remembering user credentials.
    • Problems with account security and unauthorized access.
    • Inability to deposit checks using the app.
    User reviews
    Absolutely worst card, wish there was 0 stars option. Can't get cash back at certain grocery stores, hard to find ATMs that don't charge a fee, can't get above a certain amount of cash, though it's my money... there are majorly inconvenient limitations with this card. I will be using direct deposit with cashapp and doing away with this. I can't see why anyone would really want this if they knew how inconvenient it is. Can't even make certain purchases online either. Something smells fishy.
    by Casden Simonson, 2024-10-26

    I received an alert stating my profile was updated successfully and it wasn't me. I went on and noticed my phone number had been changed. I immediately locked my card and changed my password. when I logged out and tried to log back in with new password I was unable to open the app. I called the the number and my account was drained completely. Someone was on the app at the same time I was. Horrible customer service as well. I don't recommend this app. my account was compromised several times.
    by Kevin Bobzien, 2024-10-23

    ADP, INC. I have responded back to you via email multiple times with no solution in sight. Why ask me to send you an email with the info that you need & then not fix it? It's really very ridiculous that this app was supposed to be designed to allow us to be able to bank online, but now it just crashes or locks you out. I'd give 0 stars if I could, simply because of this issue. It's been months now since using the app. And your customer service ain't great either! No one knows how to do anything!
    by Jamie Abbe, 2024-10-19
    View all user reviews

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