SIP Calculator - SIP Planner

Easy to use SIP calculator app that helps you calculate the expected returns on your mutual funds for SIP (applicable for India).



SIP Calculator is useful for calculating maturity amounts of your mutual fund investments when you are planning for financial goals. You can also find the returns required to achieve your financial goals and select mutual funds accordingly.



Note - Mutual fund returns over long term can be estimated as 10% (Conservative), 12%

(Moderate) and 13.5% (Aggressive) for your reference - Applicable only for India



What is meant by SIP?



An SIP is a smart and easy way to invest in Mutual Funds. SIP allows you to invest a fixed amount on a monthly basis. It is a planned approach towards investments that helps you develop a discipline of regular investing and create more wealth over the long term.









How does SIP Calculator works?



SIP calculator as the name suggest calculates the final value of your SIP investment assuming certain rate of return on investment which you would make over a period of time. In SIP calculator, to calculate the final value of your investment you will need to input the amount you wish to invest every month, initial investment you want to make towards the SIP, the number of months or year you would continue SIP and the expected returns from the investment. One can use SIP calculator to simulate many scenarios taking into consideration different rate of return, SIP amount or tenure and choose the one for investment that suits him/her most.



What is better SIP or Lumpsum investment?

Numerous studies have shown that investing at regular intervals in equity market over long period of time outweighs one-time investment gains as the regular investment covers for both ups and downs in the market which helps in averaging out the purchase cost of the mutual fund units. Theoretically, if the equity market moves continuously in upward direction, returns from SIP investment would lag lumpsum investment but the very basic element of equity market is volatility which makes a strong case for investment through SIP mode.



How much one can invest through SIP?

Investors can start a SIP in mutual fund with as low as Rs.100 per month.

What is the maximum tenure of SIP?

There is no cap on maximum tenure of SIP and you can choose any number of years or months for your SIP investment. Best part of SIP is that you can stop or start a new SIP with same folio at any point in time provided you hold minimum number of units under the same folio.



Is SIP different than mutual fund?

SIP is one way of investing in mutual funds & can be assumed as the part of the mutual funds.