iO

100% digital financial service. Accumulate 1% Cashback on all your purchases.

iO: Digital Cashback Credit Card App

"iO" is a fully digital credit card app from BCP that allows users to make virtual and in-person purchases while earning 1% unlimited cashback. With zero membership costs, easy biometric identity verification, and personalized benefits, users can effortlessly manage their finances. The app provides a physical card option, enhanced security features, and 24/7 expert support. Experience a modern financial service designed for seamless usage and exceptional rewards.
Install from Google Play Store

App stats

Version: 3.5.13 (Last updated: 2024-12-13)
Creation date: 2023-07-01
Email: ay*****@io.pe
Permissions
Location: approximate location (network-based), precise location (GPS and network-based)
Phone: read phone status and identity
Photos/Media/Files: read the contents of your USB storage, modify or delete the contents of your USB storage
Storage: read the contents of your USB storage, modify or delete the contents of your USB storage
Camera: take pictures and videos
Wi-Fi connection information: view Wi-Fi connections
Device ID & call information: read phone status and identity
Other:
  • download files without notification
  • receive data from Internet
  • view network connections
  • control flashlight
  • full network access
  • run at startup
  • control vibration
  • prevent device from sleeping
  • read Google service configuration

Ranking

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App summary

Credit card that operates from this app 100% digitally. Make both virtual and in-person purchases and accumulate 1% Cashback unlimitedly.

iO is a new product from BCP. It is a Visa Credit Card with ZERO membership costs, no conditions. You can manage and request your physical card along with everything it offers you from your cell phone wherever you are.

How does it work?
1. Create your account in the app to find out if you can purchase the card.
2. Validate your identity with biometric analysis of your face and verify your ID in the same app.
3. Once the registration process is finished, you will have your iO Virtual Card ready.

What does iO offer you?

- ZERO Membership: You will not have to pay any membership costs, without minimum consumption or other conditions.
- Cashback: We return 1% of the money from your consumption unlimitedly. Accumulate it and use it to pay your iO card.
- Benefits: In the app you will find exclusive iO benefits with great discounts in restaurants, Delivery, stores and much more.
- Physical card: Request your physical card from the app to make purchases in stores or businesses in person.
- PIN: As an extra layer of security, your physical card uses a PIN code to confirm your in-person purchases, which you can change from the same app.
- Security: Your security is our priority, you are the only owner of your data. In the app you can configure your iO card to activate or deactivate it whenever you see fit.

24/7 Support: In the app you have a help chat at your disposal with iO Experts always ready to help you when you need it. In addition, you can also contact the Call Center or WhatsApp to block cards.

We are a new product that is seeking to give our users the best financial experience. We work every day to continue improving what we offer based on your comments and to keep you informed about the news we have.

Jiron Centenario 156 La Molina - Lima - Peru

User reviews

These summaries are automatically generated weekly using AI based on recent user reviews. Google Play Store does not verify user reviews, so some user reviews may be inaccurate, spammy, or outdated.
Pros
  • Cumple con el Cashback y beneficios ofrecidos.
  • Buena atención al cliente y servicio personalizado.
  • Algunos usuarios ven mejoras en la app con el tiempo.
Cons
  • Problemas de autenticación y registro en la app.
  • Interfaz poco intuitiva y problemas con la experiencia de usuario.
  • Dudas acerca de la seguridad de la app.
Most mentioned
  • Dificultades con el registro y acceso a la app.
  • Insatisfacción con la interfaz de usuario y diseño.
  • Desacuerdos sobre las promesas de beneficios y promociones.
User reviews
pesima app solo admite DNI.
by Victor Gimenez, 2024-10-02

Arreglen su captcha hay que pasar como 8 mosaicos de imágenes para validar que soy humano es el colmo.
by Christian Reategui, 2024-09-20

Excelente, deberían ser 2 descuentos por cliente en tanta, urgente
by Diego Ruiz, 2024-08-14
View all user reviews

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