Universal

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Universal App - Health Insurance Solutions

"Universal" is an Android app designed for primary and dependent insured individuals, providing timely access to health insurance information, payment options, claims management, and health tips. Enjoy digital access to your coverage details, make online payments, and manage your health network all in one place.

App stats

Users: 159,465
Rating: 4.37
(2,400)
Version: 8.2 (Last updated: 2024-11-06)
Creation date: 2012-08-22
Permissions
Location: approximate location (network-based), precise location (GPS and network-based)
Phone: directly call phone numbers
Photos/Media/Files: read the contents of your USB storage, modify or delete the contents of your USB storage
Storage: read the contents of your USB storage, modify or delete the contents of your USB storage
Camera: take pictures and videos
Microphone: record audio
Wi-Fi connection information: view Wi-Fi connections
Other:
  • receive data from Internet
  • view network connections
  • full network access
  • change your audio settings
  • prevent device from sleeping

Other platforms

HTML5 Universal Speed Hack (v10.0)
3.75 (44) 20,000
Not available on Firefox
Not available on Edge
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App summary

If you are a primary or dependent insured in health products, in the Universal App you get information about your products, coverage and services.
 
Make sure you have your Universal Online user active so you can use all the features and save time.
 

Health insurance solutions:
 
Drug Coverage:
Consultation of coverage, amount available and estimated price in pharmacy.
 
Payments:
Make online payments of your products in pesos with your Visa, Mastercard and American Express cards
 
My health network:
Check your plan's health network
 
My cards:
Have your card and that of your dependents available digitally on any of your Universal products.
 
My refund:
Save time by requesting and reviewing the status of your refund.
 
Universal Health:
Health and nutrition tips
 
 
Combo Insurance (auto)
 
Claims:
Save time by requesting and reviewing the status of your claim.
 
Assistance:
Request crane service, rubber change, battery charging, among others.
 
 
AFI combo
 
Investment Funds:
Manage your funds, make contributions, request bailouts and check your statement whenever you want.

User reviews

These summaries are automatically generated weekly using AI based on recent user reviews. Google Play Store does not verify user reviews, so some user reviews may be inaccurate, spammy, or outdated.
Pros
  • Very useful for checking balances and creating claims
  • Easy access
  • Good for car insurance payments
  • Some users find it practical
Cons
  • App frequently freezes and is slow
  • Problems with registration and functionality
  • Issues with uploading photos for reimbursements
  • Not user-friendly; limited and slow searches for clinics and doctors
Most mentioned
  • App is slow and often freezes
  • Registration process is problematic
  • Challenges in submitting reimbursements
User reviews
Great!

Imposible registrarse, no tiene botón se finalizar registro, la políticas de privacidad no se pueden leer. Total infuncional
by William Hurtado, 2024-08-09

Resuelvo muy bien todo por aqui
View all user reviews