Acorns Early: Kids Money App

Debit card for kids & teens with allowance, chores, savings & parental controls.

Acorns Early: Kids Banking App for Financial Skills

Acorns Early: Kids Banking is a smart debit card and learning app designed for children aged 6-18, fostering financial wellness through automated allowances, task lists, and in-app lessons. Parents can monitor and guide their kids' spending with flexible controls, while children gain hands-on experience with their own debit card. The app includes features like saving goals, chore rewards, and the ability to manage money in real time, making it an engaging way to learn about money.
Install from Google Play Store

App stats

By: Acorns
Version: 8.66.0 (Last updated: 2024-12-12)
Creation date: 2024-11-08
Permissions
Contacts: read your contacts
Photos/Media/Files: read the contents of your USB storage, modify or delete the contents of your USB storage
Storage: read the contents of your USB storage, modify or delete the contents of your USB storage
Camera: take pictures and videos
Wi-Fi connection information: view Wi-Fi connections
Other:
  • receive data from Internet
  • view network connections
  • change network connectivity
  • full network access
  • run at startup
  • reorder running apps
  • control vibration
  • prevent device from sleeping

Other platforms

Acorns Earn (v3.4.5)
4.38 (1,760) 100,000
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App summary

Acorns Early (formerly GoHenry) is the smart money app and debit card for your kids that teaches them financial wellness and the value of money. Young people aged 6-18 can learn about earning, saving, and smart spending with features like automated allowance, task lists, and gamified educational quizzes and videos. Then they can practice their skills in the real world with their own debit card. All while parents watch and guide with flexible parental controls.

ACORNS EARLY FEATURES:

- AUTOMATED ALLOWANCE
Automated weekly allowance teaches budgeting skills and that once their money is gone, it's gone.

- SAVING & BUDGETING
Make saving a habit with child-led savings goals that parents can lock and unlock.

- IN-APP TASK LISTS
Teach the power of earning by sending rewards for completed chores.

- BITE-SIZED LESSONS
Boost your child's financial literacy with in-app Money Missions. On average, kids transfer over 30% more into their savings in the first month after completing one.

- THEIR OWN PREPAID CARD
Your child can practice their new skills in the real world with their own kids' debit card — and choose from 45+ designs.

- TRAVEL ABROAD FEE-FREE
One less thing to worry about on vacation with fee-free transactions overseas.

- MONEY SKILLS UNLOCKED
Your child can learn money management skills by keeping tabs on their own cash flow in-app.

- ATM WITHDRAWAL
Heading somewhere that only takes cash? Your child can withdraw money at ATMs.

ACORNS EARLY PARENT FEATURES:

- QUICK AND EASY TRANSFERS
Send money anytime with scheduled allowance and instant transfers.

- INCENTIVIZE CHORES
Set task lists and send rewards for completed chores.

- SPENDING VISIBILITY
Track your kid's money with real-time notifications straight to your phone.

- FLEXIBLE CONTROLS
Choose when, where, and how much your child spends — and change your preferences anytime in-app.

- FOR THE WHOLE FAMILY
Friends and family can send money straight to your child's card with Giftlinks and Relatives accounts.

- JUST FOR YOU
Find insights and tips to support your child's financial education in the Parent Space.

- GIVING MADE EASY
Teach your child the value of helping others with optional charitable donations in-app.

ACORNS EARLY TEEN EXTRA FEATURES: YOU`LL NEED A PARENT OR GUARDIAN TO SIGN YOU UP

- THE ACCOUNT THAT GROWS WITH YOU
Grow your independence with a smart debit card and 13+ account with features just for teens.

- SPLIT THE BILL
Request or send money with friends on Acorns Early at any time.

- REQUEST MONEY, GET PAID
Get paid in person with QR codes — even if that person doesn't use Acorns Early.

- SAVINGS YOU CONTROL
Set savings goals in-app for those must-have purchases.

- READY FOR YOUR SIDE HUSTLE
Get paid wages straight to your account with Direct Deposits (14+).

- FREE TO PAY AWAY
Set off and explore with fee-free transactions overseas.

- MAP YOUR SPENDING
Stay on top of your spending habits by tracking your cash flow with spending maps.

LET'S GET STARTED!
1. Sign up today
2. Download the app & learn instantly with Money Missions
3. Parents can set allowance, chores, and add money
4. Activate your card when it arrives in 5-7 days

PRICING

Acorns Early comes included in the Gold subscription ($12/mo).
If you're interested in the Acorns Early only, it's $5/mo for 1 kid, and $10/mo for 2-4 kids.

54k+ 5 star reviews worldwide (Trustpilot, App Stores).

© GoHenry Inc. ("Acorns Early"). Acorns Early is not a bank. The Acorns Early card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.

https://www.gohenry.com/us/terms-and-conditions/

Acorns Early Address: 5300 California Avenue, Irvine, CA 92617 USA

User reviews

These summaries are automatically generated weekly using AI based on recent user reviews. Google Play Store does not verify user reviews, so some user reviews may be inaccurate, spammy, or outdated.
Pros
  • Good way for kids to learn financial responsibility
  • Parents appreciate controlled and safe financial autonomy for children
  • Easy sign-up process
  • Kids enjoy using their cards
Cons
  • Inability to transfer money back to the parent's account
  • Issues with oversight on subscriptions and spending
  • Frequent ads despite monthly payment
  • Limited functionality for coparents
  • Concerns about personal information security
Most mentioned
  • Financial literacy education
  • Parenting control over spending
  • User experience issues with payments and transfers
  • Concerns about customer support and app functionalities
User reviews
I love this app
by Amiya Hall, 2024-12-17

Great and convenient app. I love it.
by Jessica Scruggs, 2024-12-16

Can't transfer money from the parents account back to there bank or card used. Also you can't control if the child adds a subscriptions to many games,apps or websites. This app was not thought about well when it comes to kids being irresponsible.
View all user reviews