Bajaj Finserv: Loans, UPI & FD

BHIM UPI, Fixed Deposit, Personal Loan, Credit Card, Pay Bill, Wallet, Insurance

Bajaj Finserv: Loans, UPI & FD - Your Financial Solution

Bajaj Finserv: Loans, UPI & FD is a trusted Android app for 50 million+ users in India, offering loans, UPI payments, fixed deposits, insurance, and seamless bill payments all in one place.
Install from Google Play Store

App stats

Version: P.12.3.1 (Last updated: 2025-01-29)
Version code: 1279
Creation date: 2012-09-18
Permissions:
  • android.permission.ACCESS_ALL_DOWNLOADS
  • android.permission.ACCESS_COARSE_LOCATION
  • android.permission.ACCESS_COARSE_UPDATES
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.ACCESS_NOTIFICATION_POLICY
  • android.permission.ACCESS_WIFI_STATE
  • android.permission.BIND_APPWIDGET
  • android.permission.BLUETOOTH
  • android.permission.CALL_PHONE
  • See more
Size: 86.73M

Ranking

Other platforms

Not available on Chrome
Not available on Firefox
Not available on Edge
Want to check extension ranking and stats more quickly for other Android apps? Install Chrome-Stats extension to view Android-Stats data as you browse the Google Play Store.

App summary

The Bajaj Finserv App is trusted by 50 million+ customers across India for their financial and payment needs. Using this app, you can apply online for a set of loans including personal loan, home loan, gold loan, professional loan etc, and fulfil your requirements. You can shop offline from 1 million+ products on Easy EMIs, invest in FDs, get insurance & do much more. You can also easily pay all your utility bills, recharge your mobile, DTH services & transfer money using BHIM UPI.

Instant Personal Loan App
● Get instant personal loans up to ₹55 Lakh with this loan app.
● Doctors & Chartered Accountants can get funding via professional loans.
● Self-employed individuals can get affordable business loans.

Highlights of Personal Loan
✔️ Loan Amount: ₹20,000 to ₹55 Lakh
✔️ Repayment Tenure: 6 to 96 months
✔️ Rate of Interest: 10% to 32%
✔️ Processing Fees: Up to 3.93% of the loan amount (inclusive of applicable taxes)

Example: For a loan of ₹1,00,000 at an interest rate of 15% per annum for 12 months resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 3.93% (₹3,930) and other charges of ₹100, the total amount to be repaid after a year is approximately ₹1,12,340.
Note: This is an estimate; the actual interest rate and processing fees may vary depending on the product.

Shop on Easy EMIs
● Shop from 1 million+ products at 1.5 lakh+ stores across India.
● From electronics to sports equipment to smartphones to furniture - shop everything on Easy EMIs.
● Shop genuine products from top brands with exciting offers and discounts.

Recharge & Bill Payments in One Place
● Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finserv app.
● Recharge your mobile numbers, DTH & FASTag from leading providers.
● Instantly pay fees towards education, clubs & associations, housing societies, etc.
● Earn exciting cashback when you pay using Bajaj Pay UPI & use it for future bill payments.

Payments Simplified with BHIM UPI App
● Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills by scanning any QR code & authorize your UPI payments by entering the UPI PIN.
● Add money to your Bajaj Pay Wallet & make payments in seconds.

Earn as You Spend with Credit Cards
● Apply for the Bajaj Finserv RBL Bank Credit Card or Bajaj Finserv DBS Bank Credit Card in a few steps.
● Get reward points on your spending & enjoy perks such as free cash withdrawal, fuel surcharge waiver, airport lounge access, and more.

Invest with Ease in Fixed Deposits
● Get high ROI on fresh FDs and renewal of existing FDs.
● Enjoy special rates on Digital FD through the app.
● You can start investing in FD online for just ₹15,000 and get a loan against it.
● Secure your savings with high-yield FD.

Mutual Funds for Everyone
● Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App.
● You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum.
● Pay monthly mutual fund investment via UPI.
● Make the most of your investment by paying 0% distributor commission.

Insurance for Every Need
● The Bajaj Finserv app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more.
● Getting insurance is even easier with a 100% digital process.

One App for All Needs
● Fulfill your shopping and travel needs on one platform with 100+ brand partners.

Features
● Find all your financial transactions in one place
● Calculate your EMIs for your preferred tenure using the EMI Calculator
● Check your CIBIL score and get the credit health report online
● Download your loan account statements
● Get quick assistance & timely resolution for your queries

Contact Us:
Bajaj Finserv- Off Pune-Ahmednagar Road, Vimannagar, Pune-411014

User reviews

These summaries are automatically generated weekly using AI based on recent user reviews. Google Play Store does not verify user reviews, so some user reviews may be inaccurate, spammy, or outdated.
Pros
  • Fast approval times for loans
  • Simple and user-friendly interface
  • Helpful repayment reminders
  • Convenient UPI feature for money transfers
  • Personalized loan options based on individual needs
Cons
  • Lack of effective customer support
  • High interest rates and processing fees
  • Frequent app crashes and login issues
  • Missing transactions and incorrect EMI details
  • Issues with cashback and membership benefits
Most mentioned
  • Poor customer support, no response from agents
  • High fees and interest rates for loans
  • App frequently crashes and lags
  • EMI payments not reflecting correctly in the app
  • Issues with cashback on prime membership
User reviews
Great app, fast approval times, usually within minutes. The interface is simple, making the application process smooth. However, interest rates and processing fees can be high, so it's best for short-term borrowing needs. Repayment reminders are a helpful feature to keep users on track. Overall, it's a good option..
by Aayush Gupta, 2025-02-04

I can't see my emi card details and the active loans. Whenever I try to open, it I'd asking to apply. When I apply, it says you already have a card, but when I try to open it, then that link is not working. I don't know what happened. It was working earlier.
by Giridhar Singh, 2025-02-04

The Bajaj Finserv loan app is pretty awesome users often praise its user-friendly interface, quick approval process, and convenient features. Many find it super handy for managing loans, checking EMI details, and making payments on the go. Plus, the app offers personalized loan options based on individual needs, which is a big plus. Overall, it seems like a top choice for those looking for a hassle-free loan experience.
by krishnendhu mg, 2025-02-03
View all user reviews