Moneytree - Finance Made Easy

Simple and easy to use personal finance management app

Moneytree - Finance Made Easy: Personal Finance App

"Moneytree - Finance Made Easy" is a comprehensive personal finance management app that simplifies tracking expenses by connecting all your financial accounts in one platform. With features like AI transaction categorization, customizable notifications, and secure data ownership, it helps users gain insights into their financial habits. The app also offers paid services for budgeting, expense tracking, and corporate accounts, making it suitable for both personal and business finance management.
Install from Google Play Store

App stats

Version: 1.19.1 (Last updated: 2024-12-11)
Creation date: 2016-03-07

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App summary

Defragment Your Financial Life
Moneytree connects to everything from your bank accounts, credit cards and digital money to your loyalty points, and cash spending. No more switching between apps, no need for messy calculations. It's all right there, on Moneytree, in the palm of your hand.

Supports Your Banks and Credit Cards
We support 99% of financial institutions in Japan, including credit cards and most popular securities accounts. Our focus goes beyond banks and credit cards. We support multiple digital money, as well as points & miles accounts.

Take the Stress Out of Managing your Finances
Moneytree does it all so you don’t have to. We use AI to categorise and group your transactions by type and period, giving you a clear picture of how, when and where you spent your money.

Mind Your Assets
Moneytree’s customisable notifications keep you in the know. Get notified of salary payments, large transactions, low balances, upcoming bills and soon-to-expire miles and loyalty points. Choose how you want to be notified: in app, by email, by push notification, or all of the above.

Committed to Security and Privacy
At Moneytree "You own your data." Your privacy is our top priority. We’ll never ask for your personal information without a valid and transparent purpose, and we’ll never share any of your data without your express approval. Security is the cornerstone of trust, and we balance the latest global best practices with world-class user experience.

Utilise your Moneytree ID
Easily and safely connect your financial information to other services provided by fintechs and financial institutions with your Moneytree ID.

Moneytree Grow (Paid Service)
Budgeting and reporting features will help you gain deeper insights to develop good financial habits and a better plan for your future.
• Subscriptions Overview
• Utilities Insights (β-version)

Moneytree Work Expenses (Paid Service)
A simple way to get on top of your expenses and make your taxes quick and painless. With all your transactions in one place, tracking work expenses is a breeze.
• Automatic Expense Detection
• Create Expense Claims
• Receipt Storage
• Receipt Matching
• Data Export

Moneytree Corporate (Paid Service)
Get up-to-date transaction data for your corporate account, where and when you need it.
• Corporate Accounts
• Includes all the features of Moneytree Work Expenses

Common features (for paid services)
• Daily Background Updates (Some exclusions may apply)
• Access to your historical data past a year
• Access to limited financial institutions

Plans and Pricing
Moneytree Grow
• Monthly Plan ¥360
• Yearly Plan ¥3,600

Moneytree Work
• Monthly Plan ¥500
• Yearly Plan ¥5,400

Moneytree Corporate
• Monthly Plan ¥4,980
• Yearly Plan ¥49,800

About Paid Subscriptions
• Payments will be charged to your account at confirmation of purchase.
• Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period.
• Your account will be charged for renewal within 24 hours of the end of the current period.
• You can manage your subscriptions such as cancellation or turn off auto-renew from the ‘Subscriptions’ menu in Google Play after purchase.
• Current subscriptions cannot be cancelled while active. If you turn off auto-renew you will have access to your subscribed content until the end of the current period.
• In the event of a subscription cancellation before its expiration date the full amount for the duration shall accrue to you and refunds for the remaining period cannot be made.

Support & Feedback
[email protected]
https://help.getmoneytree.com/en/
Website: getmoneytree.com
Privacy Policy: https://assets.moneytree.jp/legal/jp/tos-and-pp-ja-nf.html#privacy
Terms of Service: https://assets.moneytree.jp/legal/jp/tos-and-pp-ja-nf.html#terms

User reviews

These summaries are automatically generated weekly using AI based on recent user reviews. Google Play Store does not verify user reviews, so some user reviews may be inaccurate, spammy, or outdated.
Pros
  • Easy to use interface
  • Ability to track multiple accounts and expenses in one place
  • Intuitive and aesthetically pleasing design
  • No advertising
  • Useful for monitoring spending and cash flow
Cons
  • Recent updates have caused issues with bank account syncing
  • Customer support has been lacking
  • Inconsistent updates and crashes
  • Lack of flexibility in expense categorization
  • Some banks and financial services not supported
Most mentioned
  • Issues with updating bank info and account syncing
  • Problems with app crashing
  • Desire for better expense classification and analytics
  • Customer support dissatisfaction
  • Overall positive experience with the app's design and functionality
User reviews
I have been using this app for years, but with the recent update now it won't let you update bank info without charging you money, so you never know if money has been transferred into/out of your account and it's not coming up or there were actually no transfers. It's like having a calculator app that will give you results in a week or two after you request it. Completely useless! I recommend users to use your bank's online app as they are updated in real time for free. "Free" app? What a joke
by E K, 2024-12-04

Love the app but the bank account update function just randomly stopped updating and the UI doesn't show any way to correct it. Almost 1 week without an updated bank balance. I can't really rely on this app like I used to unfortunately. Happy to bring this back to 5 stars if that function can be fixed.
by Caylon Neely, 2024-11-27

I wish there was a way to make the app learn from expenses classification mistakes. That is, if I change the type of one expense, it would ask me whether I want to classify the expense the same way the next time. Also, how is it that dinosaurs like MUFG Securities with websites dating from the middle ages are integrated, but not BitFlyer, Interactive Brokers etc.?
by Anthony D, 2024-11-25
View all user reviews

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