GCash

A mobile wallet that lets you shop, send, save, and more with your smartphone!

GCash - Your All-in-One Mobile Wallet

GCash is a comprehensive mobile wallet application that allows users to send and receive money, pay bills, buy load, and access lending and investment services. With features such as QR payments, health insurance, and environmental initiatives, GCash offers a convenient and secure way to manage your finances anytime, anywhere.
Install from Google Play Store

App stats

Version: 5.83.0 (Last updated: 2025-02-05)
Version code: 998
Creation date: 2012-03-23
Permissions:
  • android.permission.ACCESS_ADSERVICES_AD_ID
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION
  • android.permission.ACCESS_ADSERVICES_TOPICS
  • android.permission.ACCESS_BACKGROUND_LOCATION
  • android.permission.ACCESS_COARSE_LOCATION
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.ACCESS_WIFI_STATE
  • android.permission.ACTIVITY_RECOGNITION
  • android.permission.BLUETOOTH_ADVERTISE
  • See more
Size: 300.23M

Ranking

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App summary

SEND MONEY IN REAL-TIME
• Free GCash-to-GCash transactions
• Send to multiple GCash accounts via Send to Many
• Transfer funds to other e-wallets & banks such as Maya, BPI, BDO, Unionbank, Landbank, Metrobank, Chinabank, and more
• Save bank account details for future transfers

BUY LOAD ANYTIME, ANYWHERE
• Available for all networks
• Get GCash-exclusives for Globe & TM
• Prepaid broadband, TV channel packages, and prepaid health insurance available

PAY BILLS & FEES TO 400+ BILLERS
• Settle bills in advance or past due anytime, anywhere
• Set payments reminders and save recurring billers
• GCredit accepted by select billers

PAY EASILY EVERYWHERE YOU GO
• Scan to Pay via GCash QR or QRPh at 70,000+ merchants nationwide, and in select international merchants via Alipay+ QR
• Pay with the GCash Card in 200+ countries and territories
• Pay Online securely and instantly on e-commerce platforms, and get up to P20k coverage in case of scams with Online Shopping Protect
• Link directly to the Play Store to pay for subscriptions, games, movies, and more

KAYA TODAY WITH ACCESSIBLE LENDING
• Up to P50k credit limit and only 0.17% daily interest with GCredit
• GLoan up to P125k and as low as 1.59% monthly interest
• GGives up to P125k with zero downpayment, pay in installments up to 24 months
• Borrow Load of P50 and P99 load promos for any network, pay in 14 days at 0% interest (as low as P10 processing fee)

MANAGE YOUR WEALTH EASILY
• GSave - easy application, no minimum deposit, maintaining balance, or transfer fees
• GStocks - easy application, wide selection of PH companies, and no Cash In fees
• GFunds - expert wealth management, easy application, investment style assessment, and wide selection of investment funds for as low as P50
• GCrypto - easy application, diverse cryptocurrencies starting at P200, and no Cash In fees

BE EXTRA READY & PROTECTED WITH INSURANCE
• Health Insurance for as low as P79. Up to P1.2M coverage
• Get Travel Insurance in 5 minutes for as low as P350. Up to P2.5M coverage
• Bill Protection of up to P3.6M, 30-day coverage
• Scam Protection for only P30 for 30 days. Up to P15k coverage

CASH IN ONLINE & OFFLINE
• In-app: partner banks or online banking with Instapay
• Over-the-counter: Cebuana Lhuillier, Villarica, Touchpay, and more

PLANT REAL TREES BY COLLECTING GREEN ENERGY
• Earn and collect Energy Points to plant real trees in various Philippine forests

8F W Global Center, 9th Avenue cor., 30th St., Taguig City, Metro Manila Philippines

User reviews

These summaries are automatically generated weekly using AI based on recent user reviews. Google Play Store does not verify user reviews, so some user reviews may be inaccurate, spammy, or outdated.
Pros
  • Convenient for making payments and transferring money
  • Useful as an online wallet for various transactions
  • Some users appreciate recent improvements made by developers
Cons
  • Severe lag and crashes during transactions
  • Difficulties with account verification process
  • Inconsistent performance with transaction processing, often leading to errors
  • Unresponsive customer service with automated replies
  • Frequent system errors and downtime
Most mentioned
  • App is laggy and crashes frequently
  • Issues with account verification take too long or fail
  • Customer service responses are inadequate and automated
  • Transactions often don't go through due to system errors
  • Inconvenient user experience with poor app interface
User reviews
I fully paid my loan, hoping for a cash-back reward, but received none. The app also claims you can re-loan after full payment, which is false! After every transaction, the app crashes. It prompts me to re-login, but my biometric login is extremely slow resulting in repeated login attempts even after clearing the cache over and over again!!!
by Aenna B., 2025-01-30

2 stars, this is the score it deserves. Kudos for the easy payments and how practical it is as a wallet. Unfortunately, it doesn't work when you need it the most, saying "the system is currently busy, please try again later" for days. Logging in, paying for something, it generally says there's an error, and the "help and feedback" buttons doesn't even help either. And loans are absolutely dishonest about its interests.

Garbage app. Maya is better: - Reauthentication is good, if reauthenticating is easy. Can't even verify my OTP, saying "we're working on it." Speedtest shows 52 Mbps - Can't even login for free without data. Maya can do it if using a smart sim - Bad track record, with their security fixes still not working. Even disabling dev mode doesn't help - Upon opening the app, an error pops up. Pressing "try again" fixes it. Poor app maintenance?
by Pierce Zhu, 2025-01-15
View all user reviews